How I am buying back my life

Robert Craig
5 min readMay 30, 2020
Photo by Precondo CA on Unsplash

Don’t let a mortgage limit your life choices

About 20 years ago I had a chance to move and work abroad with a very unexpected last minute opportunity. I didn’t take it, primarily because I had just taken a mortgage on a small place that was going to be my first home whist I started my working career in the U.K.

I don’t regret not taking the opportunity (and on reflection it was probably the better choice as it allowed me to focus on building a stronger career base, but that’s not the point of this article!)

I remember being angry that my life choices were limited by a large and difficult to unpick financial arrangement. Flexibility is something I never even considered as I signed up to the commitment, it was just the ‘adult’ thing to do. The privilege of home ownership has this one massive downside. A lack of flexibility.

Fast forward 20 years or so and I’m mid career with a larger mortgage on a family home. And I can’t help but feel that nagging feeling, itching away at the back of my mind again. I don’t want to be forced to limit choices just because of a mortgage.

So I’m changing the rules. I define my circumstances and choices. I’m buying back my time by not having to work the career with the best pay check.



Robert Craig

"Not Doing it for the Clicks" Stories based on my experiences; making sense of the world of work. Gen Xer - Technology/Personal Development/Careers/Talent